Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FJP07
CV 5.63% Fixed to 31.01.28

Current rate

5.63%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJR02
4.45% Fixed to 31.01.30

Current rate

4.45%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJP47
FTB 5.57% Fixed to 31.01.30

Current rate

5.57%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OFC89
Offset 5.53% Fixed rate to 31.01.27

Current rate

5.53%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ60
FTB 5.14% Fixed to 31.01.27

Current rate

5.14%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFC92
Offset 5.16% Fixed rate to 31.01.30

Current rate

5.16%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ68
4.60% Fixed to 31.01.28

Current rate

4.60%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJP39
5.29% Fixed to 31.01.30

Current rate

5.29%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJR13
FTB 4.66% Fixed to 31.01.30

Current rate

4.66%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJP44
CV 5.14% Fixed to 31.01.30

Current rate

5.14%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OI246
Offset Interest-only Fixed rate to 31.01.2027

Current rate

5.83%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJP10
FTB 6.04% Fixed to 31.01.28

Current rate

6.04%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJQ49
4.88% Fixed to 31.01.27

Current rate

4.88%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJP84
FTB 4.69% Fixed to 31.01.28

Current rate

4.69%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJO64
5.74% Fixed to 31.01.27

Current rate

5.74%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ81
4.87% Fixed to 31.01.28

Current rate

4.87%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ55
FTB 5.09% Fixed to 31.01.27

Current rate

5.09%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJR08
FTB 4.61% Fixed to 31.01.30

Current rate

4.61%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJR14
CV 4.66% Fixed to 31.01.30

Current rate

4.66%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJP45
5.62% Fixed to 31.01.30

Current rate

5.62%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ41
FTB 4.81% Fixed to 31.01.27

Current rate

4.81%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

IO272
Interest-only Fixed to 31.01.30

Current rate

5.31%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ52
5.09% Fixed to 31.01.27

Current rate

5.09%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJO69
CV 5.78% Fixed to 31.01.27

Current rate

5.78%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJQ94
4.37% Fixed to 31.01.30

Current rate

4.37%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJR09
4.50% Fixed to 31.01.30

Current rate

4.50%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ42
4.69% Fixed to 31.01.27

Current rate

4.69%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI244
Offset Interest-only Fixed rate to 31.01.2030

Current rate

5.46%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJP02
5.59% Fixed to 31.01.28

Current rate

5.59%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJO72
FTB 6.13% Fixed to 31.01.27

Current rate

6.13%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJR01
FTB 4.50% Fixed to 31.01.30

Current rate

4.50%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJP43
FTB 5.24% Fixed to 31.01.30

Current rate

5.24%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJQ77
5.03% Fixed to 31.01.28

Current rate

5.03%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJQ87
4.17% Fixed to 31.01.30

Current rate

4.17%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJP48
CV 5.47% Fixed to 31.01.30

Current rate

5.47%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJQ48
FTB 4.96% Fixed to 31.01.27

Current rate

4.96%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJO73
CV 6.08% Fixed to 31.01.27

Current rate

6.08%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

IO270
Interest-only Fixed to 31.01.27

Current rate

5.68%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJP08
6.00% Fixed to 31.01.28

Current rate

6.00%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ74
4.79% Fixed to 31.01.28

Current rate

4.79%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ80
FTB 5.03% Fixed to 31.01.28

Current rate

5.03%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJO70
6.09% Fixed to 31.01.27

Current rate

6.09%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ93
FTB 4.28% Fixed to 31.01.30

Current rate

4.28%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJQ61
CV 5.14% Fixed to 31.01.27

Current rate

5.14%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJO68
FTB 5.88% Fixed to 31.01.27

Current rate

5.88%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJQ85
FTB 5.08% Fixed to 31.01.28

Current rate

5.08%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJQ35
4.58% Fixed to 31.01.27

Current rate

4.58%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJP06
FTB 5.73% Fixed to 31.01.28

Current rate

5.73%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJP91
FTB 4.74% Fixed to 31.01.28

Current rate

4.74%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJP11
CV 5.94% Fixed to 31.01.28

Current rate

5.94%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FJQ56
4.93% Fixed to 31.01.27

Current rate

4.93%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ62
4.47% Fixed to 31.01.28

Current rate

4.47%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJQ86
CV 5.08% Fixed to 31.01.28

Current rate

5.08%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJR05
4.61% Fixed to 31.01.30

Current rate

4.61%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

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Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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