Residential remortgages

Your residential remortgage clients can choose from any of the products in the range below. You can check their eligibility before creating a case. Our remortgage products come with the option to choose our Remortgage Transfer Service (RMTS). Some products also offer cashback as an alternative. Find out what the difference is on our remortgage options page.

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Product LTV

Product fee

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FJT46
5.15% Fixed to 29.02.28

Current rate

5.15%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

OFD12
Offset 4.88% Fixed rate to 28.02.27

Current rate

4.88%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU16
4.38% Fixed to 28.02.27

Current rate

4.38%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU32
5.23% Fixed to 28.02.27

Current rate

5.23%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU46
4.66% Fixed to 29.02.28

Current rate

4.66%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU57
4.12% Fixed to 28.02.30

Current rate

4.12%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJT33
4.78% Fixed to 29.02.28

Current rate

4.78%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OI259
Offset Interest-only Fixed rate to 28.02.27

Current rate

5.18%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU17
4.38% Fixed to 28.02.27

Current rate

4.38%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU27
4.81% Fixed to 28.02.27

Current rate

4.81%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU43
4.36% Fixed to 29.02.28

Current rate

4.36%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU54
4.22% Fixed to 28.02.30

Current rate

4.22%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OI262
Offset Interest-only Fixed rate to 28.02.2030

Current rate

4.85%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJT34
4.78% Fixed to 29.02.28

Current rate

4.78%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU38
4.47% Fixed to 29.02.28

Current rate

4.47%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJT79
4.72% Fixed to 28.02.30

Current rate

4.72%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU60
4.30% Fixed to 28.02.30

Current rate

4.30%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU65
4.64% Fixed to 28.02.30

Current rate

4.64%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU20
4.63% Fixed to 28.02.27

Current rate

4.63%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OFD11
Offset 4.88% Fixed rate to 28.02.27

Current rate

4.88%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU30
4.90% Fixed to 28.02.27

Current rate

4.90%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU39
4.47% Fixed to 29.02.28

Current rate

4.47%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJT05
5.36% Fixed to 28.02.27

Current rate

5.36%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJT85
4.99% Fixed to 28.02.30

Current rate

4.99%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU66
4.64% Fixed to 28.02.30

Current rate

4.64%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OI258
Offset Interest-only Fixed rate to 28.02.27

Current rate

5.18%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU31
5.23% Fixed to 28.02.27

Current rate

5.23%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU26
4.81% Fixed to 28.02.27

Current rate

4.81%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU36
4.24% Fixed to 29.02.28

Current rate

4.24%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJT77
4.55% Fixed to 28.02.30

Current rate

4.55%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OI261
Offset Interest-only Fixed rate to 28.02.2030

Current rate

4.85%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJT42
5.12% Fixed to 29.02.28

Current rate

5.12%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FJT37
5.07% Fixed to 29.02.28

Current rate

5.07%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU23
4.43% Fixed to 28.02.27

Current rate

4.43%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OFD14
Offset 4.55% Fixed rate to 28.02.30

Current rate

4.55%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU42
4.36% Fixed to 29.02.28

Current rate

4.36%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJT03
4.99% Fixed to 28.02.27

Current rate

4.99%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJT83
4.87% Fixed to 28.02.30

Current rate

4.87%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

IO288
Interest-only Fixed to 28.02.27

Current rate

5.03%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU53
4.22% Fixed to 28.02.30

Current rate

4.22%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU63
4.48% Fixed to 28.02.30

Current rate

4.48%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU58
4.12% Fixed to 28.02.30

Current rate

4.12%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU24
4.43% Fixed to 28.02.27

Current rate

4.43%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OFD15
Offset 4.55% Fixed rate to 28.02.30

Current rate

4.55%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FJT48
5.53% Fixed to 29.02.28

Current rate

5.53%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

IO291
Interest-only Fixed to 28.02.30

Current rate

4.70%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

IO289
Interest-only Fixed to 28.02.27

Current rate

5.03%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU50
4.07% Fixed to 28.02.30

Current rate

4.07%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU64
4.48% Fixed to 28.02.30

Current rate

4.48%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJT40
4.91% Fixed to 29.02.28

Current rate

4.91%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU35
4.24% Fixed to 29.02.28

Current rate

4.24%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU45
4.66% Fixed to 29.02.28

Current rate

4.66%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

IO292
Interest-only Fixed to 28.02.30

Current rate

4.70%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU19
4.63% Fixed to 28.02.27

Current rate

4.63%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FJT11
5.61% Fixed to 28.02.27

Current rate

5.61%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FJU29
4.90% Fixed to 28.02.27

Current rate

4.90%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FJT09
5.20% Fixed to 28.02.27

Current rate

5.20%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU51
4.07% Fixed to 28.02.30

Current rate

4.07%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FJU61
4.30% Fixed to 28.02.30

Current rate

4.30%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FJT36
5.07% Fixed to 29.02.28

Current rate

5.07%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our remortgage transfer service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.
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