Residential remortgages

Your residential remortgage clients can choose from any of the products in the range below. You can check their eligibility before creating a case. Our remortgage products come with the option to choose our Remortgage Transfer Service (RMTS). Some products also offer cashback as an alternative. Find out what the difference is on our remortgage options page.

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Product LTV

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKO45
4.89% Fixed to 31.03.29

Current rate

4.89%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OI405
Offset Interest-only Fixed rate to 31.03.28

Current rate

4.47%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

IO443
Interest-only Fixed to 31.03.28

Current rate

4.07%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO66
4.16% Fixed to 31.03.31

Current rate

4.16%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO82
4.57% Fixed to 31.03.31

Current rate

4.57%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO02
5.01% Fixed to 31.03.28

Current rate

5.01%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO26
4.32% Fixed to 31.03.29

Current rate

4.32%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO32
4.46% Fixed to 31.03.29

Current rate

4.46%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO67
4.16% Fixed to 31.03.31

Current rate

4.16%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO77
4.48% Fixed to 31.03.31

Current rate

4.48%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO08
5.10% Fixed to 31.03.28

Current rate

5.10%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO03
5.01% Fixed to 31.03.28

Current rate

5.01%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO37
4.54% Fixed to 31.03.29

Current rate

4.54%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO43
4.65% Fixed to 31.03.29

Current rate

4.65%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN84
4.07% Fixed to 31.03.28

Current rate

4.07%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO70
4.31% Fixed to 31.03.31

Current rate

4.31%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN94
4.51% Fixed to 31.03.28

Current rate

4.51%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO80
4.40% Fixed to 31.03.31

Current rate

4.40%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

IO446
Interest-only Fixed to 31.03.31

Current rate

4.11%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO88
4.95% Fixed to 31.03.31

Current rate

4.95%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO14
5.54% Fixed to 31.03.28

Current rate

5.54%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO30
4.16% Fixed to 31.03.29

Current rate

4.16%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO40
4.84% Fixed to 31.03.29

Current rate

4.84%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFG64
Offset 4.48% Fixed rate to 31.03.31

Current rate

4.48%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN95
4.51% Fixed to 31.03.28

Current rate

4.51%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

IO447
Interest-only Fixed to 31.03.31

Current rate

4.11%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO06
4.73% Fixed to 31.03.28

Current rate

4.73%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG65
Offset 4.48% Fixed rate to 31.03.31

Current rate

4.48%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO51
5.46% Fixed to 31.03.29

Current rate

5.46%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO25
4.32% Fixed to 31.03.29

Current rate

4.32%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO49
5.08% Fixed to 31.03.29

Current rate

5.08%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO59
4.11% Fixed to 31.03.31

Current rate

4.11%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN92
4.12% Fixed to 31.03.28

Current rate

4.12%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO62
4.25% Fixed to 31.03.31

Current rate

4.25%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OI408
Offset Interest-only Fixed rate to 31.03.31

Current rate

4.48%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO12
5.13% Fixed to 31.03.28

Current rate

5.13%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO76
4.48% Fixed to 31.03.31

Current rate

4.48%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO86
4.83% Fixed to 31.03.31

Current rate

4.83%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO22
4.08% Fixed to 31.03.29

Current rate

4.08%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG62
Offset 4.47% Fixed rate to 31.03.28

Current rate

4.47%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO36
4.54% Fixed to 31.03.29

Current rate

4.54%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

IO444
Interest-only Fixed to 31.03.28

Current rate

4.07%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO63
4.25% Fixed to 31.03.31

Current rate

4.25%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN87
4.44% Fixed to 31.03.28

Current rate

4.44%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO73
4.31% Fixed to 31.03.31

Current rate

4.31%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OI409
Offset Interest-only Fixed rate to 31.03.31

Current rate

4.48%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO23
4.08% Fixed to 31.03.29

Current rate

4.08%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO33
4.46% Fixed to 31.03.29

Current rate

4.46%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO60
4.11% Fixed to 31.03.31

Current rate

4.11%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN88
4.44% Fixed to 31.03.28

Current rate

4.44%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO74
4.31% Fixed to 31.03.31

Current rate

4.31%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN98
4.65% Fixed to 31.03.28

Current rate

4.65%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OI406
Offset Interest-only Fixed rate to 31.03.28

Current rate

4.47%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO29
4.16% Fixed to 31.03.29

Current rate

4.16%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO39
4.84% Fixed to 31.03.29

Current rate

4.84%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN85
4.07% Fixed to 31.03.28

Current rate

4.07%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN91
4.12% Fixed to 31.03.28

Current rate

4.12%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN99
4.65% Fixed to 31.03.28

Current rate

4.65%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO69
4.31% Fixed to 31.03.31

Current rate

4.31%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OFG61
Offset 4.47% Fixed rate to 31.03.28

Current rate

4.47%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

Our remortgage transfer service

Your client could take advantage of our quick and easy Remortgage Transfer Service when they transfer their existing mortgage to a new product with us.

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