Residential product transfers

PT with us. It really works out. 

We share the heavy lifting, you get the gains.

Fit

#
We offer rates as good as or better than the equivalent products offered to new customers.

Flexible

#
Secure a deal four months in advance.

Fulfilling 

#
We pay 0.3% proc fee on all completed product transfers.

Fast

Complete eligible like-for-like transfers online, in as little as 15 minutes with no need for a customer signature
#
You can complete eligible like-for-like transfers fast, in as little as 15 minutes, with no need for a customer signature. When maturities come around, we’ll keep it fair and write to you before we write to customers. 
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Rate type

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Product LTV

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
1 product matches the code you've entered
0 product match the code you've entered

FRA08
4.85% Fixed to 30.11.31

Current rate

4.85%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OFI01
Offset 5.12% Fixed rate to 30.11.31

Current rate

5.12%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH94
Offset 5.07% Fixed rate to 30.11.28

Current rate

5.07%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA53
4.69% Fixed to 30.11.31

Current rate

4.69%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OI484
Offset Interest-only Fixed rate to 30.11.31

Current rate

5.05%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA37
4.79% Fixed to 30.11.28

Current rate

4.79%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA47
4.99% Fixed to 30.11.29

Current rate

4.99%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH95
Offset 5.33% Fixed rate to 30.11.28

Current rate

5.33%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA34
4.97% Fixed to 30.11.28

Current rate

4.97%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA40
5.56% Fixed to 30.11.28

Current rate

5.56%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA50
5.22% Fixed to 30.11.29

Current rate

5.22%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ23
5.84% Fixed to 30.11.29

Current rate

5.84%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA48
5.17% Fixed to 30.11.29

Current rate

5.17%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA58
5.28% Fixed to 30.11.31

Current rate

5.28%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA61
5.72% Fixed to 30.11.31

Current rate

5.72%

Max LTV

100%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA35
4.74% Fixed to 30.11.28

Current rate

4.74%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA45
4.88% Fixed to 30.11.29

Current rate

4.88%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA51
5.41% Fixed to 30.11.29

Current rate

5.41%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA59
5.62% Fixed to 30.11.31

Current rate

5.62%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA62
5.77% Fixed to 30.11.31

Current rate

5.77%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH98
Offset 5.05% Fixed rate to 30.11.31

Current rate

5.05%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA32
4.92% Fixed to 30.11.28

Current rate

4.92%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA46
5.10% Fixed to 30.11.29

Current rate

5.10%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA56
4.87% Fixed to 30.11.31

Current rate

4.87%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA14
5.00% Fixed to 30.11.31

Current rate

5.00%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OI483
Offset Interest-only Fixed rate to 30.11.28

Current rate

5.07%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH99
Offset 5.18% Fixed rate to 30.11.31

Current rate

5.18%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA33
4.69% Fixed to 30.11.28

Current rate

4.69%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA43
4.76% Fixed to 30.11.29

Current rate

4.76%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA57
5.18% Fixed to 30.11.31

Current rate

5.18%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

IO527
Interest-only Fixed to 30.11.28

Current rate

4.64%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFI02
Offset 5.23% Fixed rate to 30.11.31

Current rate

5.23%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ22
5.74% Fixed to 30.11.29

Current rate

5.74%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA12
4.95% Fixed to 30.11.31

Current rate

4.95%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA38
5.07% Fixed to 30.11.28

Current rate

5.07%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA44
5.04% Fixed to 30.11.29

Current rate

5.04%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA54
4.76% Fixed to 30.11.31

Current rate

4.76%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA60
5.67% Fixed to 30.11.31

Current rate

5.67%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH96
Offset 5.14% Fixed rate to 30.11.28

Current rate

5.14%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

IO528
Interest-only Fixed to 30.11.31

Current rate

4.69%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA31
4.64% Fixed to 30.11.28

Current rate

4.64%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA41
5.71% Fixed to 30.11.28

Current rate

5.71%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA39
5.30% Fixed to 30.11.28

Current rate

5.30%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA49
5.04% Fixed to 30.11.29

Current rate

5.04%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA55
4.82% Fixed to 30.11.31

Current rate

4.82%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH97
Offset 5.39% Fixed rate to 30.11.28

Current rate

5.39%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA42
5.81% Fixed to 30.11.28

Current rate

5.81%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA52
5.57% Fixed to 30.11.29

Current rate

5.57%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA10
4.90% Fixed to 30.11.31

Current rate

4.90%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA36
5.02% Fixed to 30.11.28

Current rate

5.02%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

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Your client's application

Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfer please submit your case through our online portal. You can still use our standard application process for everything else.

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