Residential product transfers

PT with us. It really works out. 

We share the heavy lifting, you get the gains.

Fit

#
We offer rates as good as or better than the equivalent products offered to new customers.

Flexible

#
Secure a deal four months in advance.

Fulfilling 

#
We pay 0.3% proc fee on all completed product transfers.

Fast

Complete eligible like-for-like transfers online, in as little as 15 minutes with no need for a customer signature
#
You can complete eligible like-for-like transfers fast, in as little as 15 minutes, with no need for a customer signature. When maturities come around, we’ll keep it fair and write to you before we write to customers. 
Filter
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Please enter a valid 5 character product code
(you'll be able to find this on your sourcing system).
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Rate type

EPC Rating

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Product LTV

Product fee

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Features

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
1 product matches the code you've entered
0 product match the code you've entered

OI487
Offset Interest-only Fixed rate to 30.11.28

Current rate

4.97%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

IO536
Interest-only Fixed to 30.11.31

Current rate

4.59%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA82
4.73% Fixed to 30.11.29

Current rate

4.73%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC03
5.42% Fixed to 30.11.31

Current rate

5.42%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA92
4.59% Fixed to 30.11.31

Current rate

4.59%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA77
5.36% Fixed to 30.11.28

Current rate

5.36%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA87
5.12% Fixed to 30.11.29

Current rate

5.12%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFI09
Offset 5.04% Fixed rate to 30.11.31

Current rate

5.04%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA74
4.65% Fixed to 30.11.28

Current rate

4.65%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC04
5.47% Fixed to 30.11.31

Current rate

5.47%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA93
4.73% Fixed to 30.11.31

Current rate

4.73%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA88
5.21% Fixed to 30.11.29

Current rate

5.21%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA98
4.69% Fixed to 30.11.31

Current rate

4.69%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OFI06
Offset 5.27% Fixed rate to 30.11.28

Current rate

5.27%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA75
4.97% Fixed to 30.11.28

Current rate

4.97%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA85
5.10% Fixed to 30.11.29

Current rate

5.10%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA80
4.61% Fixed to 30.11.29

Current rate

4.61%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC01
4.98% Fixed to 30.11.31

Current rate

4.98%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA90
5.54% Fixed to 30.11.29

Current rate

5.54%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA69
4.82% Fixed to 30.11.28

Current rate

4.82%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA99
4.82% Fixed to 30.11.31

Current rate

4.82%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFI07
Offset 5.06% Fixed rate to 30.11.28

Current rate

5.06%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

CTL99
5.84% CTL Flexx Fixed to 30.11.28

Current rate

5.84%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

OFI10
Offset 5.05% Fixed rate to 30.11.31

Current rate

5.05%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA72
4.64% Fixed to 30.11.28

Current rate

4.64%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

IO535
Interest-only Fixed to 30.11.28

Current rate

4.52%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA86
4.86% Fixed to 30.11.29

Current rate

4.86%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA96
4.68% Fixed to 30.11.31

Current rate

4.68%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC02
5.08% Fixed to 30.11.31

Current rate

5.08%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA91
5.64% Fixed to 30.11.29

Current rate

5.64%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA73
4.95% Fixed to 30.11.28

Current rate

4.95%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA83
4.95% Fixed to 30.11.29

Current rate

4.95%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA97
4.80% Fixed to 30.11.31

Current rate

4.80%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH99
Offset 5.18% Fixed rate to 30.11.31

Current rate

5.18%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OFI05
Offset 4.97% Fixed rate to 30.11.28

Current rate

4.97%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

CTM01
5.94% CTL Flexx Fixed to 30.11.31

Current rate

5.94%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

OI488
Offset Interest-only Fixed rate to 30.11.31

Current rate

5.04%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA68
4.52% Fixed to 30.11.28

Current rate

4.52%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA78
5.51% Fixed to 30.11.28

Current rate

5.51%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA84
4.84% Fixed to 30.11.29

Current rate

4.84%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA94
4.60% Fixed to 30.11.31

Current rate

4.60%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA70
4.61% Fixed to 30.11.28

Current rate

4.61%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA79
5.61% Fixed to 30.11.28

Current rate

5.61%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA89
5.37% Fixed to 30.11.29

Current rate

5.37%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA95
4.74% Fixed to 30.11.31

Current rate

4.74%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FRC05
5.52% Fixed to 30.11.31

Current rate

5.52%

Max LTV

100%

Product fee

£999
ERC
Valuation inc.
Cashback

FRA71
4.89% Fixed to 30.11.28

Current rate

4.89%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA81
4.86% Fixed to 30.11.29

Current rate

4.86%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FRA76
5.10% Fixed to 30.11.28

Current rate

5.10%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FRC06
5.57% Fixed to 30.11.31

Current rate

5.57%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

OFI08
Offset 5.34% Fixed rate to 30.11.28

Current rate

5.34%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OFI11
Offset 5.19% Fixed rate to 30.11.31

Current rate

5.19%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

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Your client's application

Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfer please submit your case through our online portal. You can still use our standard application process for everything else.

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