The rate at which your mortgage interest payments are calculated.
Residential product transfers
PT with us. It really works out.
We share the heavy lifting, you get the gains.
Fit
We offer rates as good as or better than the equivalent products offered to new customers.
Flexible
Secure a deal four months in advance.
Fulfilling
We pay 0.3% proc fee on all completed product transfers.
Fast
Complete eligible like-for-like transfers online, in as little as 15 minutes with no need for a customer signature
You can complete eligible like-for-like transfers fast, in as little as 15 minutes, with no need for a customer signature. When maturities come around, we’ll keep it fair and write to you before we write to customers.
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Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
FQV57
3.96% Fixed to 31.05.29
OFG85
Offset 4.45% Fixed rate to 31.05.31
FQV60
4.35% Fixed to 31.05.29
FQV70
5.20% Fixed to 31.05.29
FQV84
5.08% Fixed to 31.05.31
FQV68
5.10% Fixed to 31.05.29
FQV78
4.39% Fixed to 31.05.31
OI418
Offset Interest-only Fixed rate to 31.05.28
FQV44
4.19% Fixed to 31.05.28
FQV54
5.04% Fixed to 31.05.28
OFG82
Offset 4.34% Fixed rate to 31.05.28
FQV49
4.12% Fixed to 31.05.28
TRC85
Bank Base Rate Flexx Tracker +0.70% to 31.05.28
FQV65
4.34% Fixed to 31.05.29
FQV71
3.99% Fixed to 31.05.31
FQV81
4.89% Fixed to 31.05.31
FQV79
4.41% Fixed to 31.05.31
FQV55
4.90% Fixed to 31.05.28
OFG83
Offset 4.61% Fixed rate to 31.05.28
FQV66
4.66% Fixed to 31.05.29
FQV76
4.31% Fixed to 31.05.31
FQV82
4.98% Fixed to 31.05.31
FQV52
4.61% Fixed to 31.05.28
OFG80
Offset 4.27% Fixed rate to 31.05.28
FQV63
4.29% Fixed to 31.05.29
FQV77
4.25% Fixed to 31.05.31
IO457
Interest-only Fixed to 31.05.31
FQV47
4.02% Fixed to 31.05.28
FQV53
4.80% Fixed to 31.05.28
OFG81
Offset 4.55% Fixed rate to 31.05.28
FQV80
4.55% Fixed to 31.05.31
TRC84
Bank Base Rate Flexx Tracker +0.55% to 31.05.28
FQV64
4.50% Fixed to 31.05.29
FQV74
4.17% Fixed to 31.05.31
FQV50
4.39% Fixed to 31.05.28
FQV48
4.34% Fixed to 31.05.28
FQV58
4.22% Fixed to 31.05.29
OFG86
Offset 4.40% Fixed rate to 31.05.31
FQV61
4.23% Fixed to 31.05.29
FQV69
4.97% Fixed to 31.05.29
FQV75
4.18% Fixed to 31.05.31
OI419
Offset Interest-only Fixed rate to 31.05.31
FQV51
4.29% Fixed to 31.05.28
FQV45
3.97% Fixed to 31.05.28
FQV59
4.06% Fixed to 31.05.29
OFG87
Offset 4.50% Fixed rate to 31.05.31
FQV62
4.45% Fixed to 31.05.29
FQV72
4.12% Fixed to 31.05.31
FQV46
4.24% Fixed to 31.05.28
FQV56
5.14% Fixed to 31.05.28
OFG84
Offset 4.31% Fixed rate to 31.05.31
FQV73
4.08% Fixed to 31.05.31
FQV83
4.99% Fixed to 31.05.31
IO456
Interest-only Fixed to 31.05.28
FQV67
4.87% Fixed to 31.05.29
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Your client's application
Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfer please submit your case through our online portal. You can still use our standard application process for everything else.
