Residential product transfers

PT with us. It really works out. 

We share the heavy lifting, you get the gains.

Fit

#
We offer rates as good as or better than the equivalent products offered to new customers.

Flexible

#
Secure a deal four months in advance.

Fulfilling 

#
We pay 0.3% proc fee on all completed product transfers.

Fast

Complete eligible like-for-like transfers online, in as little as 15 minutes with no need for a customer signature
#
You can complete eligible like-for-like transfers fast, in as little as 15 minutes, with no need for a customer signature. When maturities come around, we’ll keep it fair and write to you before we write to customers. 
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Rate type

EPC Rating

Repayment type

Product LTV

Product fee

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Features

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
1 product matches the code you've entered
0 product match the code you've entered

FQX24
4.70% Fixed to 30.09.29

Current rate

4.70%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX34
4.46% Fixed to 30.09.31

Current rate

4.46%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX40
4.96% Fixed to 30.09.31

Current rate

4.96%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX03
4.17% Fixed to 30.09.28

Current rate

4.17%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH13
Offset 4.51% Fixed rate to 30.09.31

Current rate

4.51%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX17
4.26% Fixed to 30.09.29

Current rate

4.26%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX29
4.19% Fixed to 30.09.31

Current rate

4.19%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX21
4.49% Fixed to 30.09.29

Current rate

4.49%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX35
4.45% Fixed to 30.09.31

Current rate

4.45%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX04
4.44% Fixed to 30.09.28

Current rate

4.44%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH10
Offset 4.75% Fixed rate to 30.09.28

Current rate

4.75%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX14
5.13% Fixed to 30.09.28

Current rate

5.13%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX27
5.02% Fixed to 30.09.29

Current rate

5.02%

Max LTV

100%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX22
4.65% Fixed to 30.09.29

Current rate

4.65%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX32
4.37% Fixed to 30.09.31

Current rate

4.37%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX09
4.37% Fixed to 30.09.28

Current rate

4.37%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH11
Offset 4.54% Fixed rate to 30.09.28

Current rate

4.54%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX15
4.16% Fixed to 30.09.29

Current rate

4.16%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX01
4.12% Fixed to 30.09.28

Current rate

4.12%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX28
5.23% Fixed to 30.09.29

Current rate

5.23%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX38
4.60% Fixed to 30.09.31

Current rate

4.60%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX33
4.38% Fixed to 30.09.31

Current rate

4.38%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH16
Offset 4.70% Fixed rate to 30.09.31

Current rate

4.70%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

IO473
Interest-only Fixed to 30.09.31

Current rate

4.19%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX20
4.60% Fixed to 30.09.29

Current rate

4.60%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX30
4.32% Fixed to 30.09.31

Current rate

4.32%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX02
4.39% Fixed to 30.09.28

Current rate

4.39%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX25
4.92% Fixed to 30.09.29

Current rate

4.92%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX12
5.03% Fixed to 30.09.28

Current rate

5.03%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OI435
Offset Interest-only Fixed rate to 30.09.31

Current rate

4.51%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX39
4.87% Fixed to 30.09.31

Current rate

4.87%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX07
4.32% Fixed to 30.09.28

Current rate

4.32%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

TRC89
Bank Base Rate Flexx Tracker +0.55% to 30.09.28

Current rate

4.30%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX31
4.28% Fixed to 30.09.31

Current rate

4.28%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX41
4.97% Fixed to 30.09.31

Current rate

4.97%

Max LTV

100%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX26
5.13% Fixed to 30.09.29

Current rate

5.13%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX13
4.92% Fixed to 30.09.28

Current rate

4.92%

Max LTV

100%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX36
4.54% Fixed to 30.09.31

Current rate

4.54%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX08
4.54% Fixed to 30.09.28

Current rate

4.54%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH14
Offset 4.65% Fixed rate to 30.09.31

Current rate

4.65%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX18
4.55% Fixed to 30.09.29

Current rate

4.55%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX42
5.06% Fixed to 30.09.31

Current rate

5.06%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX05
4.22% Fixed to 30.09.28

Current rate

4.22%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX10
4.59% Fixed to 30.09.28

Current rate

4.59%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX37
4.50% Fixed to 30.09.31

Current rate

4.50%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH09
Offset 4.47% Fixed rate to 30.09.28

Current rate

4.47%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH15
Offset 4.60% Fixed rate to 30.09.31

Current rate

4.60%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX19
4.43% Fixed to 30.09.29

Current rate

4.43%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

IO472
Interest-only Fixed to 30.09.28

Current rate

4.12%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

TRC90
Bank Base Rate Flexx Tracker +0.70% to 30.09.28

Current rate

4.45%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI434
Offset Interest-only Fixed rate to 30.09.28

Current rate

4.47%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX23
4.54% Fixed to 30.09.29

Current rate

4.54%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FQX06
4.49% Fixed to 30.09.28

Current rate

4.49%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH12
Offset 4.81% Fixed rate to 30.09.28

Current rate

4.81%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX16
4.42% Fixed to 30.09.29

Current rate

4.42%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQX11
4.82% Fixed to 30.09.28

Current rate

4.82%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

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Your client's application

Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfer please submit your case through our online portal. You can still use our standard application process for everything else.

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