Residential product transfers

PT with us. It really works out. 

We share the heavy lifting, you get the gains.

Fit

#
We offer rates as good as or better than the equivalent products offered to new customers.

Flexible

#
Secure a deal four months in advance.

Fulfilling 

#
We pay 0.3% proc fee on all completed product transfers.

Fast

Complete eligible like-for-like transfers online, in as little as 15 minutes with no need for a customer signature
#
You can complete eligible like-for-like transfers fast, in as little as 15 minutes, with no need for a customer signature. When maturities come around, we’ll keep it fair and write to you before we write to customers. 
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Rate type

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Product LTV

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
1 product matches the code you've entered
0 product match the code you've entered

OFH70
Offset 5.33% Fixed rate to 30.11.31

Current rate

5.33%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ01
5.16% Fixed to 30.11.28

Current rate

5.16%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ15
5.30% Fixed to 30.11.29

Current rate

5.30%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ09
5.64% Fixed to 30.11.28

Current rate

5.64%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ26
5.00% Fixed to 30.11.31

Current rate

5.00%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ36
5.77% Fixed to 30.11.31

Current rate

5.77%

Max LTV

100%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ31
5.17% Fixed to 30.11.31

Current rate

5.17%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH71
Offset 5.32% Fixed rate to 30.11.31

Current rate

5.32%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ02
4.99% Fixed to 30.11.28

Current rate

4.99%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ12
4.96% Fixed to 30.11.29

Current rate

4.96%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ23
5.84% Fixed to 30.11.29

Current rate

5.84%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ37
5.84% Fixed to 30.11.31

Current rate

5.84%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

OI467
Offset Interest-only Fixed rate to 30.11.28

Current rate

5.29%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ07
5.31% Fixed to 30.11.28

Current rate

5.31%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ13
5.17% Fixed to 30.11.29

Current rate

5.17%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH69
Offset 5.25% Fixed rate to 30.11.31

Current rate

5.25%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ24
4.93% Fixed to 30.11.31

Current rate

4.93%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ34
5.67% Fixed to 30.11.31

Current rate

5.67%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

IO505
Interest-only Fixed to 30.11.28

Current rate

4.94%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ08
5.42% Fixed to 30.11.28

Current rate

5.42%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ18
5.29% Fixed to 30.11.29

Current rate

5.29%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ29
5.10% Fixed to 30.11.31

Current rate

5.10%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ35
5.74% Fixed to 30.11.31

Current rate

5.74%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ10
5.74% Fixed to 30.11.28

Current rate

5.74%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

IO506
Interest-only Fixed to 30.11.31

Current rate

4.93%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ05
5.26% Fixed to 30.11.28

Current rate

5.26%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ19
5.40% Fixed to 30.11.29

Current rate

5.40%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH67
Offset 5.36% Fixed rate to 30.11.28

Current rate

5.36%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ21
5.60% Fixed to 30.11.29

Current rate

5.60%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FQY99
4.94% Fixed to 30.11.28

Current rate

4.94%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ11
5.84% Fixed to 30.11.28

Current rate

5.84%

Max LTV

100%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ06
5.11% Fixed to 30.11.28

Current rate

5.11%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ16
5.23% Fixed to 30.11.29

Current rate

5.23%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH68
Offset 5.58% Fixed rate to 30.11.28

Current rate

5.58%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ22
5.74% Fixed to 30.11.29

Current rate

5.74%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ32
5.28% Fixed to 30.11.31

Current rate

5.28%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ27
5.05% Fixed to 30.11.31

Current rate

5.05%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ03
5.21% Fixed to 30.11.28

Current rate

5.21%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH72
Offset 5.38% Fixed rate to 30.11.31

Current rate

5.38%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ17
5.35% Fixed to 30.11.29

Current rate

5.35%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFH65
Offset 5.29% Fixed rate to 30.11.28

Current rate

5.29%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ33
5.38% Fixed to 30.11.31

Current rate

5.38%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ28
5.05% Fixed to 30.11.31

Current rate

5.05%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ04
5.04% Fixed to 30.11.28

Current rate

5.04%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ14
5.06% Fixed to 30.11.29

Current rate

5.06%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

OI468
Offset Interest-only Fixed rate to 30.11.31

Current rate

5.25%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

OFH66
Offset 5.52% Fixed rate to 30.11.28

Current rate

5.52%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ25
5.00% Fixed to 30.11.31

Current rate

5.00%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FQZ20
5.44% Fixed to 30.11.29

Current rate

5.44%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FQZ30
5.12% Fixed to 30.11.31

Current rate

5.12%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

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Your client's application

Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfer please submit your case through our online portal. You can still use our standard application process for everything else.

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