Residential First Time Buyers

Let's open doors for first time buyers

We're helping first time buyers to step into home ownership, together.
Couple riding a bike
Up to 95% LTV
Buy with a 5% deposit.
New homeowners
Up to 6.5x LTI*
Your clients can now borrow more.
Couple at a pub
Extended family gifted deposits
More ways for family to help.
#
Extended family gifted deposits
We pay 0.3% proc fee on all completed product transfers.
Our first time buyer range includes cashback on selected products, alongside fee-free options and a range of LTVs. Your clients can also choose products from our residential range (subject to lending criteria). All products are provided by Coventry Building Society and subject to meeting our minimum criteria.
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Rate type

EPC Rating

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Product LTV

Product fee

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Features

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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
1 product matches the code you've entered
0 product match the code you've entered

FLK49
4.89% Fixed to 28.02.29

Current rate

4.89%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FLK55
FTB 4.98% Fixed to 28.02.29

Current rate

4.98%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FLL19
4.96% Fixed to 29.02.32

Current rate

4.96%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FLL35
FTB 5.58% Fixed to 29.02.32

Current rate

5.58%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OI541
Offset Interest-only Fixed rate to 29.02.32

Current rate

5.37%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FLL01
FTB 5.44% Fixed to 28.02.30

Current rate

5.44%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

OI538
Offset Interest-only Fixed rate to 28.02.29

Current rate

5.27%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FLK42
4.76% Fixed to 28.02.29

Current rate

4.76%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFI86
Offset 5.27% Fixed rate to 28.02.29

Current rate

5.27%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FLL12
4.92% Fixed to 29.02.32

Current rate

4.92%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FLK94
FTB 5.23% Fixed to 28.02.30

Current rate

5.23%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

IO610
Interest-only Fixed to 28.02.29

Current rate

4.76%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FLK63
FTB 5.08% Fixed to 28.02.29

Current rate

5.08%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FLK79
FTB 4.99% Fixed to 28.02.30

Current rate

4.99%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FLK95
FTB 5.30% Fixed to 28.02.30

Current rate

5.30%

Max LTV

90%

Product fee

£499
ERC
Valuation inc.
Cashback

FLL23
FTB 4.99% Fixed to 29.02.32

Current rate

4.99%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FLL33
FTB 5.50% Fixed to 29.02.32

Current rate

5.50%

Max LTV

95%

Product fee

£499
ERC
Valuation inc.
Cashback

FLK64
FTB 5.19% Fixed to 28.02.29

Current rate

5.19%

Max LTV

90%

Product fee

£499
ERC
Valuation inc.
Cashback

IO613
Interest-only Fixed to 29.02.32

Current rate

4.78%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FLK48
FTB 4.90% Fixed to 28.02.29

Current rate

4.90%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FLL18
FTB 4.95% Fixed to 29.02.32

Current rate

4.95%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FLL04
FTB 5.73% Fixed to 28.02.30

Current rate

5.73%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FLK80
4.87% Fixed to 28.02.30

Current rate

4.87%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FLK87
5.05% Fixed to 28.02.30

Current rate

5.05%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FLK69
FTB 5.44% Fixed to 28.02.29

Current rate

5.44%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FLL05
4.78% Fixed to 29.02.32

Current rate

4.78%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FLK91
FTB 5.21% Fixed to 28.02.30

Current rate

5.21%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FLK56
4.95% Fixed to 28.02.29

Current rate

4.95%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FLK98
FTB 5.40% Fixed to 28.02.30

Current rate

5.40%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FLL26
FTB 5.06% Fixed to 29.02.32

Current rate

5.06%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FLL32
FTB 5.47% Fixed to 29.02.32

Current rate

5.47%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FLL02
FTB 5.51% Fixed to 28.02.30

Current rate

5.51%

Max LTV

95%

Product fee

£499
ERC
Valuation inc.
Cashback

FLK60
FTB 5.04% Fixed to 28.02.29

Current rate

5.04%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FLK70
FTB 5.55% Fixed to 28.02.29

Current rate

5.55%

Max LTV

95%

Product fee

£499
ERC
Valuation inc.
Cashback

FLK67
FTB 5.37% Fixed to 28.02.29

Current rate

5.37%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FLL27
FTB 5.12% Fixed to 29.02.32

Current rate

5.12%

Max LTV

90%

Product fee

£499
ERC
Valuation inc.
Cashback

FLK72
FTB 5.65% Fixed to 28.02.29

Current rate

5.65%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FLK86
FTB 5.04% Fixed to 28.02.30

Current rate

5.04%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FLL30
FTB 5.19% Fixed to 29.02.32

Current rate

5.19%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FLK73
4.82% Fixed to 28.02.30

Current rate

4.82%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFI89
Offset 5.37% Fixed rate to 29.02.32

Current rate

5.37%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FLL11
FTB 4.85% Fixed to 29.02.32

Current rate

4.85%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

Sorry there are currently no products available

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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