Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKO21
4.06% Fixed to 31.03.29

Current rate

4.06%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN96
FTB 4.34% Fixed to 31.03.28

Current rate

4.34%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO72
4.28% Fixed to 31.03.31

Current rate

4.28%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO16
CV 4.76% Fixed to 31.03.28

Current rate

4.76%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO42
4.39% Fixed to 31.03.29

Current rate

4.39%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO56
FTB 5.27% Fixed to 31.03.29

Current rate

5.27%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN83
4.02% Fixed to 31.03.28

Current rate

4.02%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN97
4.12% Fixed to 31.03.28

Current rate

4.12%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO83
FTB 4.49% Fixed to 31.03.31

Current rate

4.49%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO93
FTB 5.13% Fixed to 31.03.31

Current rate

5.13%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO27
FTB 4.39% Fixed to 31.03.29

Current rate

4.39%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO53
CV 4.83% Fixed to 31.03.29

Current rate

4.83%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO64
FTB 4.22% Fixed to 31.03.31

Current rate

4.22%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO78
FTB 4.41% Fixed to 31.03.31

Current rate

4.41%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO09
FTB 4.49% Fixed to 31.03.28

Current rate

4.49%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO19
FTB 5.21% Fixed to 31.03.28

Current rate

5.21%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO94
CV 5.13% Fixed to 31.03.31

Current rate

5.13%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO48
4.51% Fixed to 31.03.29

Current rate

4.51%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO54
5.04% Fixed to 31.03.29

Current rate

5.04%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKN89
FTB 4.29% Fixed to 31.03.28

Current rate

4.29%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO91
5.04% Fixed to 31.03.31

Current rate

5.04%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO11
4.46% Fixed to 31.03.28

Current rate

4.46%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO65
4.18% Fixed to 31.03.31

Current rate

4.18%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO89
FTB 4.70% Fixed to 31.03.31

Current rate

4.70%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO41
FTB 4.55% Fixed to 31.03.29

Current rate

4.55%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO35
4.33% Fixed to 31.03.29

Current rate

4.33%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO17
4.97% Fixed to 31.03.28

Current rate

4.97%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO52
FTB 4.83% Fixed to 31.03.29

Current rate

4.83%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO46
FTB 4.60% Fixed to 31.03.29

Current rate

4.60%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFG63
Offset 4.50% Fixed rate to 31.03.31

Current rate

4.50%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO28
4.18% Fixed to 31.03.29

Current rate

4.18%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO47
CV 4.60% Fixed to 31.03.29

Current rate

4.60%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO57
CV 5.27% Fixed to 31.03.29

Current rate

5.27%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKN90
4.07% Fixed to 31.03.28

Current rate

4.07%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

IO445
Interest-only Fixed to 31.03.31

Current rate

4.09%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO84
CV 4.49% Fixed to 31.03.31

Current rate

4.49%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO04
FTB 4.44% Fixed to 31.03.28

Current rate

4.44%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO90
CV 4.70% Fixed to 31.03.31

Current rate

4.70%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO10
CV 4.49% Fixed to 31.03.28

Current rate

4.49%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

OFG60
Offset 4.44% Fixed rate to 31.03.28

Current rate

4.44%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO20
CV 5.21% Fixed to 31.03.28

Current rate

5.21%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO34
FTB 4.45% Fixed to 31.03.29

Current rate

4.45%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO58
4.09% Fixed to 31.03.31

Current rate

4.09%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OI404
Offset Interest-only Fixed rate to 31.03.2028

Current rate

4.44%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

IO442
Interest-only Fixed to 31.03.28

Current rate

4.02%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO71
FTB 4.27% Fixed to 31.03.31

Current rate

4.27%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO85
4.56% Fixed to 31.03.31

Current rate

4.56%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO05
4.22% Fixed to 31.03.28

Current rate

4.22%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

OI407
Offset Interest-only Fixed rate to 31.03.31

Current rate

4.50%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKO15
FTB 4.76% Fixed to 31.03.28

Current rate

4.76%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKO79
4.35% Fixed to 31.03.31

Current rate

4.35%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

Sorry there are currently no products available

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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