Residential First Time Buyers
Let's open doors for first time buyers
We're helping first time buyers to step into home ownership, together.
Up to 95% LTV
Buy with a 5% deposit.
Up to 6.5x LTI*
Your clients can now borrow more.
Extended family gifted deposits
More ways for family to help.
Extended family gifted deposits
We pay 0.3% proc fee on all completed product transfers.
*No applicant can be self-employed, min income £30k (sole), £50k combined (joint), all applications are subject to our lending checks.
Our first time buyer range includes cashback on selected products, alongside fee-free options and a range of LTVs. Your clients can also choose products from our residential range (subject to lending criteria). All products are provided by Coventry Building Society and subject to meeting our minimum criteria.
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The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
1 product matches the code you've entered
0 product match the code you've entered
FLK49
4.89% Fixed to 28.02.29
FLK55
FTB 4.98% Fixed to 28.02.29
FLL19
4.96% Fixed to 29.02.32
FLL35
FTB 5.58% Fixed to 29.02.32
OI541
Offset Interest-only Fixed rate to 29.02.32
FLL01
FTB 5.44% Fixed to 28.02.30
OI538
Offset Interest-only Fixed rate to 28.02.29
FLK42
4.76% Fixed to 28.02.29
OFI86
Offset 5.27% Fixed rate to 28.02.29
FLL12
4.92% Fixed to 29.02.32
FLK94
FTB 5.23% Fixed to 28.02.30
IO610
Interest-only Fixed to 28.02.29
FLK63
FTB 5.08% Fixed to 28.02.29
FLK79
FTB 4.99% Fixed to 28.02.30
FLK95
FTB 5.30% Fixed to 28.02.30
FLL23
FTB 4.99% Fixed to 29.02.32
FLL33
FTB 5.50% Fixed to 29.02.32
FLK64
FTB 5.19% Fixed to 28.02.29
IO613
Interest-only Fixed to 29.02.32
FLK48
FTB 4.90% Fixed to 28.02.29
FLL18
FTB 4.95% Fixed to 29.02.32
FLL04
FTB 5.73% Fixed to 28.02.30
FLK80
4.87% Fixed to 28.02.30
FLK87
5.05% Fixed to 28.02.30
FLK69
FTB 5.44% Fixed to 28.02.29
FLL05
4.78% Fixed to 29.02.32
FLK91
FTB 5.21% Fixed to 28.02.30
FLK56
4.95% Fixed to 28.02.29
FLK98
FTB 5.40% Fixed to 28.02.30
FLL26
FTB 5.06% Fixed to 29.02.32
FLL32
FTB 5.47% Fixed to 29.02.32
FLL02
FTB 5.51% Fixed to 28.02.30
FLK60
FTB 5.04% Fixed to 28.02.29
FLK70
FTB 5.55% Fixed to 28.02.29
FLK67
FTB 5.37% Fixed to 28.02.29
FLL27
FTB 5.12% Fixed to 29.02.32
FLK72
FTB 5.65% Fixed to 28.02.29
FLK86
FTB 5.04% Fixed to 28.02.30
FLL30
FTB 5.19% Fixed to 29.02.32
FLK73
4.82% Fixed to 28.02.30
OFI89
Offset 5.37% Fixed rate to 29.02.32
Sorry there are currently no products available
Your client's application
To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.
Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.
Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.