Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKI76
FTB 4.61% Fixed to 31.12.30

Current rate

4.61%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI86
FTB 5.32% Fixed to 31.12.30

Current rate

5.32%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI28
4.48% Fixed to 31.12.28

Current rate

4.48%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI34
FTB 4.72% Fixed to 31.12.28

Current rate

4.72%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI58
4.23% Fixed to 31.12.30

Current rate

4.23%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH76
3.99% Fixed to 31.12.27

Current rate

3.99%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI10
5.13% Fixed to 31.12.27

Current rate

5.13%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH90
4.40% Fixed to 31.12.27

Current rate

4.40%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OI361
Offset Interest-only Fixed rate to 31.12.2027

Current rate

4.51%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI04
4.70% Fixed to 31.12.27

Current rate

4.70%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI21
4.21% Fixed to 31.12.28

Current rate

4.21%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI87
CV 5.32% Fixed to 31.12.30

Current rate

5.32%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE98
Offset 4.53% Fixed rate to 31.12.30

Current rate

4.53%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI39
FTB 4.78% Fixed to 31.12.28

Current rate

4.78%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI45
FTB 5.09% Fixed to 31.12.28

Current rate

5.09%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

IO397
Interest-only Fixed to 31.12.30

Current rate

4.24%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI71
FTB 4.56% Fixed to 31.12.30

Current rate

4.56%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

OFE95
Offset 4.41% Fixed rate to 31.12.27

Current rate

4.41%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI84
5.21% Fixed to 31.12.30

Current rate

5.21%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI02
FTB 4.71% Fixed to 31.12.27

Current rate

4.71%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

IO394
Interest-only Fixed to 31.12.27

Current rate

4.09%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI72
4.50% Fixed to 31.12.30

Current rate

4.50%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI82
FTB 4.91% Fixed to 31.12.30

Current rate

4.91%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI27
FTB 4.58% Fixed to 31.12.28

Current rate

4.58%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI03
CV 4.71% Fixed to 31.12.27

Current rate

4.71%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI13
CV 5.37% Fixed to 31.12.27

Current rate

5.37%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI83
CV 4.91% Fixed to 31.12.30

Current rate

4.91%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH96
FTB 4.66% Fixed to 31.12.27

Current rate

4.66%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI40
CV 4.78% Fixed to 31.12.28

Current rate

4.78%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH83
4.11% Fixed to 31.12.27

Current rate

4.11%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI14
4.04% Fixed to 31.12.28

Current rate

4.04%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI08
FTB 5.00% Fixed to 31.12.27

Current rate

5.00%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH97
4.48% Fixed to 31.12.27

Current rate

4.48%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI35
4.53% Fixed to 31.12.28

Current rate

4.53%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI41
4.78% Fixed to 31.12.28

Current rate

4.78%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI51
4.14% Fixed to 31.12.30

Current rate

4.14%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI77
CV 4.61% Fixed to 31.12.30

Current rate

4.61%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI49
FTB 5.43% Fixed to 31.12.28

Current rate

5.43%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI09
CV 5.00% Fixed to 31.12.27

Current rate

5.00%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI64
FTB 4.39% Fixed to 31.12.30

Current rate

4.39%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI46
CV 5.09% Fixed to 31.12.28

Current rate

5.09%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI78
4.76% Fixed to 31.12.30

Current rate

4.76%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI12
FTB 5.37% Fixed to 31.12.27

Current rate

5.37%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI50
CV 5.43% Fixed to 31.12.28

Current rate

5.43%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI65
4.40% Fixed to 31.12.30

Current rate

4.40%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKH89
FTB 4.49% Fixed to 31.12.27

Current rate

4.49%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKI47
5.21% Fixed to 31.12.28

Current rate

5.21%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI57
FTB 4.32% Fixed to 31.12.30

Current rate

4.32%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKH82
FTB 4.39% Fixed to 31.12.27

Current rate

4.39%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

OI364
Offset Interest-only Fixed rate to 31.12.2030

Current rate

4.63%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKI20
FTB 4.45% Fixed to 31.12.28

Current rate

4.45%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

Sorry there are currently no products available

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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