Residential First Time Buyers

Your first time buyers can apply for a range of LTVs with no product or application fees and cashback options. They can also choose products from our current residential range (subject to lending criteria). All products are provided by Coventry Building Society.

 

If you have a client buying their first home in a CV postcode area, they could get £1,000 cashback. See products labelled ‘CV’ below or find out more.

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Rate type

Repayment type

Product LTV

Product fee

Initial period

Features

Customer type


The rate at which your mortgage interest payments are calculated.
Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.

FKM06
4.27% Fixed to 28.02.31

Current rate

4.27%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM12
FTB 4.41% Fixed to 28.02.31

Current rate

4.41%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL49
CV 4.86% Fixed to 29.02.28

Current rate

4.86%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL79
FTB 4.60% Fixed to 28.02.29

Current rate

4.60%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM23
FTB 4.78% Fixed to 28.02.31

Current rate

4.78%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL31
4.22% Fixed to 29.02.28

Current rate

4.22%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

OI385
Offset Interest-only Fixed rate to 29.02.2028

Current rate

4.33%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL42
FTB 4.53% Fixed to 29.02.28

Current rate

4.53%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM17
FTB 4.50% Fixed to 28.02.31

Current rate

4.50%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL52
FTB 5.26% Fixed to 29.02.28

Current rate

5.26%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL90
CV 5.28% Fixed to 28.02.29

Current rate

5.28%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM28
CV 5.19% Fixed to 28.02.31

Current rate

5.19%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL87
5.05% Fixed to 28.02.29

Current rate

5.05%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL80
CV 4.60% Fixed to 28.02.29

Current rate

4.60%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM18
CV 4.50% Fixed to 28.02.31

Current rate

4.50%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL53
CV 5.26% Fixed to 29.02.28

Current rate

5.26%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL91
4.03% Fixed to 28.02.31

Current rate

4.03%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

OFG25
Offset 4.33% Fixed rate to 29.02.28

Current rate

4.33%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL23
FTB 4.27% Fixed to 29.02.28

Current rate

4.27%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL37
FTB 4.48% Fixed to 29.02.28

Current rate

4.48%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL98
4.14% Fixed to 28.02.31

Current rate

4.14%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL50
5.02% Fixed to 29.02.28

Current rate

5.02%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM05
FTB 4.28% Fixed to 28.02.31

Current rate

4.28%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL48
FTB 4.86% Fixed to 29.02.28

Current rate

4.86%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL74
FTB 4.55% Fixed to 28.02.29

Current rate

4.55%

Max LTV

80%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL24
3.96% Fixed to 29.02.28

Current rate

3.96%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL85
FTB 4.89% Fixed to 28.02.29

Current rate

4.89%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL61
4.12% Fixed to 28.02.29

Current rate

4.12%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL75
4.39% Fixed to 28.02.29

Current rate

4.39%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM27
FTB 5.19% Fixed to 28.02.31

Current rate

5.19%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL86
CV 4.89% Fixed to 28.02.29

Current rate

4.89%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM13
4.35% Fixed to 28.02.31

Current rate

4.35%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

IO418
Interest-only Fixed to 29.02.28

Current rate

3.88%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM24
CV 4.78% Fixed to 28.02.31

Current rate

4.78%

Max LTV

90%

Product fee

£0
ERC
Valuation inc.
Cashback

OFG28
Offset 4.46% Fixed rate to 28.02.31

Current rate

4.46%

Max LTV

75%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL97
FTB 4.23% Fixed to 28.02.31

Current rate

4.23%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL43
CV 4.53% Fixed to 29.02.28

Current rate

4.53%

Max LTV

85%

Product fee

£0
ERC
Valuation inc.
Cashback

FKM19
4.63% Fixed to 28.02.31

Current rate

4.63%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL67
FTB 4.42% Fixed to 28.02.29

Current rate

4.42%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

IO421
Interest-only Fixed to 28.02.31

Current rate

4.03%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

FKM25
5.10% Fixed to 28.02.31

Current rate

5.10%

Max LTV

95%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL17
3.88% Fixed to 29.02.28

Current rate

3.88%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL44
4.56% Fixed to 29.02.28

Current rate

4.56%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL54
3.96% Fixed to 28.02.29

Current rate

3.96%

Max LTV

65%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL60
FTB 4.30% Fixed to 28.02.29

Current rate

4.30%

Max LTV

65%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL68
4.33% Fixed to 28.02.29

Current rate

4.33%

Max LTV

80%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL30
FTB 4.33% Fixed to 29.02.28

Current rate

4.33%

Max LTV

75%

Product fee

£0
ERC
Valuation inc.
Cashback

FKL81
4.59% Fixed to 28.02.29

Current rate

4.59%

Max LTV

90%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL38
4.27% Fixed to 29.02.28

Current rate

4.27%

Max LTV

85%

Product fee

£999
ERC
Valuation inc.
Cashback

FKL89
FTB 5.28% Fixed to 28.02.29

Current rate

5.28%

Max LTV

95%

Product fee

£0
ERC
Valuation inc.
Cashback

OI388
Offset Interest-only Fixed rate to 28.02.2031

Current rate

4.46%

Max LTV

50%

Product fee

£999
ERC
Valuation inc.
Cashback

Sorry there are currently no products available

Your client's application

To help you provide the best possible service to your client and to avoid incurring unnecessary costs please check that their circumstances meet our residential lending criteria and eligibility before submitting their application.

 

Together we can get your client’s case moving. Help our underwriters process cases efficiently by reading our residential submission guidelines.

 

Application and valuation fees (where applicable) are non-refundable and payable on application. The application will not be processed until these fees are received. This means the product is not reserved and a valuation will not be instructed.

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