The rate at which your mortgage interest payments are calculated.
Buy to Let product transfers
PT with us. It really works out.
We share the heavy lifting, you get the gains.
Fit
We offer rates as good as or better than the equivalent products offered to new customers.
Flexible
Secure a deal four months in advance.
Fulfilling
We pay 0.3% proc fee on all completed product transfers.
Fast
Complete eligible like-for-like transfers online, in as little as 15 minutes with no need for a customer signature
You can complete eligible like-for-like transfers fast, in as little as 15 minutes, with no need for a customer signature. When maturities come around, we’ll keep it fair and write to you before we write to customers.
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Follow on rates are linked to our Standard Variable Rate, and will rise and fall in line with changes to it.
The rate at which your mortgage interest payments are calculated.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes (e.g. Standard Variable Rate (SVR)).
This is the fee charged on some of our mortgage products.
GMZ88
4.34% Fixed to 31.03.31
QAW32
Portfolio 4.56% Fixed to 31.03.31
QAW22
Portfolio 4.22% Fixed to 31.03.28
GMZ80
4.52% Fixed to 31.03.28
GMZ89
4.41% Fixed to 31.03.31
QAW33
Portfolio 4.78% Fixed to 31.03.31
GMZ86
4.29% Fixed to 31.03.31
GMZ81
4.12% Fixed to 31.03.28
QAW27
Portfolio 4.91% Fixed to 31.03.28
QAW30
Portfolio 4.34% Fixed to 31.03.31
GMZ87
4.19% Fixed to 31.03.31
QAW28
Portfolio 4.29% Fixed to 31.03.31
QAW31
Portfolio 4.49% Fixed to 31.03.31
QAW25
Portfolio 4.72% Fixed to 31.03.28
GMZ84
4.76% Fixed to 31.03.28
ARC49
Bank Base Rate Flexx Tracker +0.69% to 31.03.28
QAW36
Portfolio Bank Base Rate Flexx Tracker to 31.03.28
GMZ90
4.63% Fixed to 31.03.31
QAW26
Portfolio 4.41% Fixed to 31.03.28
GMZ79
4.07% Fixed to 31.03.28
GMZ85
4.14% Fixed to 31.03.31
QAW37
Portfolio Bank Base Rate Flexx Tracker to 31.03.28
QAW23
Portfolio 4.67% Fixed to 31.03.28
GMZ82
4.57% Fixed to 31.03.28
QAW24
Portfolio 4.27% Fixed to 31.03.28
GMZ83
4.26% Fixed to 31.03.28
ARC50
Bank Base Rate Flexx Tracker +0.84% to 31.03.28
Your client's application
Product transfers can be secured up to four months in advance of the product maturity date. For like-for-like product transfers please submit your case through our online portal. For everything else you can still use our standard application process.
Buy to Let product transfers will be subject to rental stress testing at the applicable rate if:
- The current product is a fixed rate with a scheme period of 5 years or longer, and
- The selected scheme period is shorter than the scheme period remaining on the current product
